Non-custodial wallet with savings accounts, daily on-chain interest, SOLAR token rewards, and built-in SDEX swap.
Send, receive, manage assets — everything you need to use Stellar daily. Create a new wallet in 10 seconds or connect your existing one.
Send XLM or any Stellar token to any address. Receive via QR code or public key. Memo support for exchanges. Federation address lookup.
Create multiple wallets in-browser (AES-256 encrypted) or connect external wallets — Freighter, LOBSTR, Albedo, WalletConnect. Switch freely between them.
Full history of all transactions — sends, receives, swaps, interest payments, rewards claims. Each interest payment shows TX hash verifiable on Stellar explorer.
Add trustlines for USDC, EURC, SOLAR, or any Stellar token. Manage your asset list, see real-time balances. Savings-enabled assets show APY badges.
Savings accounts, daily rewards, SOLAR token staking, and SDEX swap — all built into one app.
Lock XLM or USDC for 1–12 months. Choose daily interest (paid on-chain every day) or end-of-term compound payout. Rate locked at creation — never drops.
Claim free XLM + SOLAR tokens every day. Higher VIP tier = bigger daily bonus. Build streaks for consistency rewards. Withdraw anytime.
Trade any Stellar asset via SDEX orderbook. Best execution, transparent fees. Lock SOLAR tokens to reduce swap fees by up to 50%.
Platform reward token. Claim daily, lock for 6 months to boost savings APY (+0.25%) and cut swap fees. Trade on SDEX or hold for utility.
Base rates shown below. VIP tiers, referrals, promo codes, and SOLAR lock can add up to +2.00% bonus APY.
| Term | Daily Interest | End-of-Term | Payout |
|---|---|---|---|
| 1 month | 6.00% | 8.00% | Daily on-chain |
| 3 months | 8.00% | 10.00% | Daily on-chain |
| 6 months | 10.00% | 12.00% | Daily on-chain |
| 12 months | 12.00% | 15.00% max | Compound at maturity |
Non-custodial by design. Every interest payment is a real Stellar transaction you can verify on any explorer.
Private keys encrypted with AES-256-GCM, stored in your browser only. We never have access to your keys. External wallets (Freighter, LOBSTR, Albedo) also supported.
Every interest payment is a real Stellar transaction with memo "Interest 3M-8.70%". Verify on stellar.expert or any Horizon explorer. No fake yields.
Your APY is fixed when you open a savings plan. Even if base rates drop, your rate stays the same until maturity. No surprises.
Swap uses Stellar's built-in decentralized exchange. No middleman, no custodial risk on trades. Orderbook is public and permissionless.
Non-custodial wallet, savings accounts (4 terms × 2 payout types), daily on-chain interest, VIP tier system, admin dashboard.
SOLAR token on SDEX, daily claim (XLM + SOLAR), lock staking (6M lock → APY boost + swap discount), referral program.
Built-in SDEX swap, USDC/EURC savings, limit orders, advanced trustline management.
PWA optimization, push notifications, SOLAR burn utility, community governance, partnership integrations.
SolarXLM generates yield through a combination of Stellar network activity, SDEX market making, and platform revenue. Interest payments are real Stellar transactions sent to your wallet daily — verifiable on any block explorer.
No. Built-in wallets use AES-256-GCM encryption — your private key is encrypted with your password and stored in your browser only. We never see or store your decrypted key. You can also connect external wallets like Freighter or LOBSTR.
End-of-term savings: yes, you can withdraw early with a 0.01% penalty APY on earned interest. Daily interest savings: the principal is locked until maturity, but you receive interest every day in your wallet.
SOLAR is our platform reward token on the Stellar network. You earn it daily via the bonus feature. Lock 1,000+ SOLAR for 6 months to boost your savings APY (up to +0.25%) and reduce swap fees (up to 50%). SOLAR is freely tradeable on SDEX.
At maturity, your principal (and compound interest for end-of-term) is automatically sent back to your wallet via Stellar transaction. You'll see the TX with memo "Savings 3M principal return" in your wallet and on the explorer.
VIP tier is based on total USD value in your active daily-interest savings. Standard (default), Silver ($50K+, +0.10% APY), Gold ($300K+, +0.30% APY), Diamond ($1M+, +0.40% APY). Bonus is applied to new savings plans only — existing plans keep their locked rate.
No KYC. No minimum deposit. Connect your wallet and open a savings plan in 60 seconds.
Launch App →